Mortgage Loans

There are 5 basic types of loans

1. HOUSING LOAN (For purchase of first residence), Subsidised, Deposits and Loans Organism of Working Residence (Organisation for workers housing), Postal Savings bank loans,
2. Housing RENOVATION LOANS
3. Housing Construction Loans
4. Proffessional faith loans
5. LEASING (financing hire for the acquisition of professional premises)





Conditions for a loan:

Νομικά Ακινήτου:

Real Esate Law
In order for a home loan to be agreed, the property that you are looking at should be legally built and its titles found in legal order.

PLOT/GROUND
If you a thinking of buying a piece of ground, you should ensure that the ground is even and buildable  If it is considered a farm  it has to be more than 4 acres thus enabling you to build a residence.

Amount of loan
1. The person who is loaning the money should be an adult, and free of debts e.g. (overdraft cheques, protesting bills etc)    
2. Most banks finance roughly about 70% of the real value of the property ( the property is appreciated by engineers from the bank) if the person asking for the loan has the ability to faculty the amount.
3.  Usually banks loan 3-3.5 times on the sum of last liquidation note (last tax return), with the condition of course resulting that they don’t have any other debt towards loans in their name.
Are you interested in loaning 100% of the cost of the property?  There are ways, but the banks will not reveal this information to you.  By calling us, Argyris Maniatis RE Offices, we will guide you through your loan procedure safely and without any extra payment.


Are you interested in loaning 100% of the cost of the property?  There are ways, but the banks will not reveal this information to you.  By calling us,PropertyGreeceNet, we will guide you through your loan procedure safely and without any extra payment.